As a business which grew originally from the innovation, enterprise and leadership of inventor Thomas Edison, GE Capital takes great pride in its ability to understand a business from the ground up, not just from financial statements. Our Asset Based Lending facilities are structured around an intimate understanding of the operational aspects of our clients.

We also recognise the potential an experienced management team can unlock in a business, and the hard work and innovation necessary to generate results – Thomas Edison himself coined the phrase “Genius is one percent inspiration and 99 percent perspiration” – and we remember this when supporting our partners through the changes they strive to achieve.

On a more practical level, Asset Based Lending is centred on the asset values held in a business, and is therefore particularly suitable when volatility of earnings and the evolving nature of a business precludes other forms of finance.